After a big thunderstorm rolls through Sumner, Robertson, Davidson, Wilson, or any of the surrounding Middle Tennessee counties, you’ll see trucks pull up on your street. Some belong to reputable crews, but many are “storm‑chaser” outfits that show up only to make a quick buck. Knowing what to look for can keep you from signing a contract that ends up costing more than the damage itself.
Every slope photographed, every finding documented — before anyone files.
Section 01
The storm‑season reality in Middle Tennessee
Our weather can change in an instant—heavy rain, hail, and high winds are common in the spring and fall. When a roof takes a hit, homeowners often feel pressure to act fast because a leaky roof can lead to interior damage, mold, or even structural problems. Insurance adjusters usually send a claim adjuster, but they also rely on the homeowner to provide a repair estimate. That gap is where storm‑chaser companies try to slip in, hoping you’ll sign a contract before you’ve had a chance to compare options.
Section 02
Common red flags of storm‑chaser scams
Not every truck that rolls into town is a scam, but several warning signs appear over and over:
- Door‑knockers demanding you sign today “to hold your spot in line.” Legitimate contractors will give you time to review paperwork and will never claim that a limited‑time slot will disappear if you don’t sign immediately.
- Offers to waive or “eat” your deductible. That promise is illegal in Tennessee; a contractor cannot legally pay your insurance deductible for you. If you hear it, walk away.
- No local address you can visit, no Tennessee license number, and out‑of‑state plates. A reputable business will have a physical office in the area, a visible TN contractor’s license, and a local phone number.
- Pressure to sign an Assignment‑of‑Benefits (AOB) or a vague “contingency agreement” before any inspection. An AOB transfers your insurance claim rights to the contractor, but it should only be signed after you’ve seen a written inspection report.
- Cash‑only or large deposits up front. Reputable roofing firms may ask for a modest deposit after a contract is signed, but they will not demand the full job price in cash before any work begins.
If you notice any of these, it’s a strong indication the crew is more interested in the paperwork than in fixing your roof.
Section 03
How to verify a contractor before you sign
Take a few minutes to do a quick background check. It’s easier than you think and can save you a lot of trouble later.
- Ask for a physical office address and look it up on Google Maps. A real business will have a location you can visit; a storm‑chaser often only has a mailing address or a P.O. box.
- Check the license. Tennessee requires a contractor’s license for roofing work. Verify the number on the state website and make sure it matches the ID the contractor shows you.
- Read recent local reviews. Search the company name plus your county (e.g., “Conyer Roofing Portland review”). Look for recent feedback from neighbors, not just a handful of five‑star comments on the company’s own site.
- Confirm the phone number is local (area code 615 or 931) and that the trucks have Tennessee plates. Out‑of‑state plates are a red flag.
- Ask for a written inspection report with photos before you sign anything. The report should detail the damage, include measurements, and be signed by the inspector.
Conyer tip
Tip: Call the Tennessee Department of Commerce & Insurance at 1‑800‑662‑2382 and ask to confirm the contractor’s license number.
Section 04
What a proper inspection report looks like
A legitimate inspection includes:
- Photos of every damaged area. Pictures help you and your insurance adjuster see exactly what needs fixing.
- Measurements and material specifications. The report should note shingle type, roof pitch, and any structural concerns.
- A clear estimate broken down by exactly what they are going to do, and any optional upgrades. It should not be a single lump sum with vague language.
- The inspector’s name, license number, and contact information. If any of these are missing, ask for clarification before moving forward.
Having this documentation in hand gives you leverage when you discuss the claim with your insurance adjuster and prevents a contractor from inflating costs later.
Section 05
Why Conyer Roofing & Exteriors is a safe choice
Conyer Roofing & Exteriors has been serving Portland and the surrounding Middle Tennessee counties since 2011. Our office sits at 2002 New Deal Potts Rd in Portland—a location you can visit any time. As a GAF Master Elite President’s Club contractor, we meet strict manufacturer standards and maintain a current Tennessee roofing license that you can verify online.
We never ask you to sign an Assignment‑of‑Benefits before you’ve seen a written inspection with photos. Our estimates are transparent, and we never promise to “eat” your deductible. If you need a free inspection, we’ll come to your home, assess the damage, and give you a written report—no pressure, no cash‑only demands, and no hidden fees. Our trucks carry Tennessee plates, and our staff lives in the area we serve, so we’re invested in the long‑term health of your home.
The short version
The short version
Storm‑chaser scams show up after big storms, but they’re easy to spot: look for door‑knockers demanding immediate signatures, promises to cover your deductible, lack of a local address or license, pressure to sign AOBs before inspection, and cash‑only deals. Verify the contractor’s license, address, and reviews, and always get a written inspection with photos before signing anything. Conyer Roofing & Exteriors has a permanent local office, a verified Tennessee license, and a transparent process—so you can trust us to protect your home.
If you’re unsure about a contractor or want a free, no‑obligation inspection, give Conyer Roofing & Exteriors a call at 615‑802‑1032. We’re here to help you keep your roof—and your wallet—safe.